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Kids And Credit Cards

            Tremendous numbers of our children get themselves into financial problems even in high school and more yet find themselves deeply in debt in their early college years because.
             predatory lenders invade college campuses all over the nation pressing credit cards on 1st year students even though they have no jobs, no income and 4 or more years of college left to go before they make any meaningful money. And then they will come out of college loaded with student loan debt which many will default on and be hounded to death for most of their adult lives over a debt burden which they can never escape from.
             Another question that might easily come to one's mind is just exactly how bad is the .
             situation. In order to gain some insight into the matter we will turn to the words of .
             Oklahoma State Representative Joe Dorman who says that the problem is so bad that he has requested an interim study relating to predatory lending and the ease in which college students are able to acquire credit cards in this state. .
             The emphasis of his study is to look at recommendations on how to use credit responsibly and to educate those Oklahomans who are new to credit opportunities, Dorman said. The legislative study also will analyze interest rates on a variety of loans available to consumers and determine if any fall under the predatory lending status.
            


Essays Related to Kids And Credit Cards

1. Campus Credit Cards

Unfortunately, there are many risks of credit cards that outweigh the benefits. Every product on the market has its trade - offs, including credit cards. ... One must also give credit to the card companies who hand out credit cards to college kids who have no visible means of support. ... Ignorance is the largest weakness of students, when it comes to credit cards. ... By banning credit card vendors altogether, colleges can alleviate the intimidation and prospective credit troubles that can be brought upon by credit cards....

  • Word Count: 1471
  • Approx Pages: 6
  • Grade Level: High School

2. Credit Cards, Friend Or Foe?

Most Americans today believe that credit cards are their enemy. ... They target kids when they are still college students. ... Credit cards are also a safe alternative to cash. ... Credit cards build good credit history. ... After looking at the advantages and disadvantages of credit cards, it is plain to see that credit cards are a great friend. ...

  • Word Count: 1582
  • Approx Pages: 6
  • Has Bibliography
  • Grade Level: High School

3. addictive shopper

They shop until they drop and use their credit cards up to the limit to purchase items they don't need. They use their credit cards all the time. ... Nowadays almost everyone use credit cards. When they use their credit cards, they believe that extra money will come from somewhere to pay their bills. ... Also, they should avoid warehouses" discounts and to destroy all credit cards except for one to be used for emergency only...

  • Word Count: 590
  • Approx Pages: 2
  • Grade Level: High School

4. Somebody Else's Kids Analysis paper

Somebody Else's Kids Analysis Paper Somebody Else's Kids is an excellent novel written by Torey Hayden. ... Boo rarely spoke and when he did it was either repeated the weather report or he rattled off the credits from a popular television show. In chapter 16 after Lori passes out Valentine's Day cards and Boo reads his card he starts talking about Chuck Barris and "The Gong Show". ... In chapter three Torey begins to Use flash cards to help Lori learn how to spell her name. ... Torey worked great with these kids, she had excellent teaching methods and intervention techniq...

  • Word Count: 1645
  • Approx Pages: 7
  • Grade Level: High School

5. Financial Management

Many college kids find that having a roommate can help in their financial management. ... Some of these could include a car payment, cell phone and of course those dreaded credit card bills! ... Some helpful tips would be to not use your credit cards unless you have an emergency situation. ...

  • Word Count: 277
  • Approx Pages: 1
  • Grade Level: High School

6. Dave Ramsey Financial Peace

He recommends that you never use credit. ... It is good when he is saying that you should never buy on credit. ... College Fund for the Kids 6. ... The fifth is the college fund for the kids, and Mr. ... The next thing that I was interested in was his advice to don't use credit cards. ...

  • Word Count: 1146
  • Approx Pages: 5
  • Grade Level: High School

7. The United States Post World War II

Parents notice that their kids are different from themselves at a similar age. ... Kids and teenagers had many financial wants and they were greatly expressed by the media. ... Parents helped the growth of materialism by signing up for credit cards. The use of credit was advertised; when money was not available you just borrow it. ... White collared employees have the weekends off and along with public schools for kids. ...

  • Word Count: 1336
  • Approx Pages: 5
  • Grade Level: Undergraduate

8. Alcohol

When kids see their parents do something, they often get the feeling that its okay to do the same thing. when it isn't always that way. ... Today kids look older than they actually are, therefore it is very easy to buy alcohol in places that do not card, such as old country-type stores or stores in towns that are not sparsely populated. ... Some kids have access to their parents" credit cards, and all they have to do is go online and order it themselves. In ending, it is way too easy for kids to get alcohol in today's society, and adults will probably never do anything about it. ...

  • Word Count: 702
  • Approx Pages: 3
  • Grade Level: High School

9. Driving Age... Stay 16 Or Go up to 18

The other side might try argue with me by saying something like the kids can get different things at different times to make them happy at different times in their lives. ... For instance, you can register your car to you, you can get credit cards in case something happens on the road, and you would not need an adult or legal guardian in the car when you were driving. ...

  • Word Count: 492
  • Approx Pages: 2
  • Grade Level: High School

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