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Check 21 Legislation


            
            
            
             To create an assumed picture, approximately three quarters of the population hold and maintain open bank accounts. With this in mind, how would it appear when your transactions that clear your account only have a dollar amount and no description? It tends to create a mind boggling amount of confusion. My profession is a telephone banker, and this type of confusion is a daily dealing for me. President Bush has signed a legislation agreement for what is called "Check 21, or the Check Clearing for the 21st Century Act, which gained momentum after the attacks of September 11 disrupted check transport for many financial institutions coast-to-coast." (Business Editors/ High-Tech Writers, 2003, Pg1, Par1).
             Speaking for the entire country is what the Presidents job is, and making sure that all laws and legislation is implemented. He is the ultimate rule maker, and what he says is good for the whole country, must really be true, right? My findings of this article and quite a few similar to it have really made me think. Is this really what our country needs? What about how the public feels or other countries for that matter, in making this decision, was it really the best one over-all? .
             In finding information for this topic, this particular finding just threw out the non-usage of critical think to me. The writer isn't the one who is presenting the thought process; it is just documentation on what is currently going on. The critical thinking processes are those of the President and the corporations implementing the new legislation, and procedures to make. .
             The President is using emotion geared mostly from what had happened on September 11th, to make a decision that affects not only the USA but other countries as well. He also assumes that this process will "help eliminate the paper trail now slowing down the payments process and to allow banks to cut costs by processing checks faster.


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