Medical malpractice premiums are escalating and taking a huge bite out of doctor's income. The insurance industry claims premium hikes are largely due to the increase in lawsuits by injured patients. Doctors all over the United States are quitting and hospitals are cutting services because they cannot afford the soaring cost of medical malpractice insurance. All of us at one point or another have been to the doctors" office and complained about how expensive it was. We feel doctors get rich off of stealing our money. We never think about how doctors have to pay for things like medical insurance. We do not pay attention to the problems and issues that they face.
All medical malpractice begins with an injury to a patient caused by a physician or other health care provider. Medical malpractice occurs in a subject of injuries that directly result from provider's negligence. The big problem many patients face is when to sue the doctors. Not all medical injuries are worth a lawsuit. In the early 1970s and 1980s, patients rarely sued because they were not aware of the medical mistakes. They did not have Internet available where they could have looked up information. Today many people go to webmd and learn more about things. Now, publicity about medical errors has increased public sensitivity to the potential for this and likely has influenced the increase in jury awards, and, therefore, malpractice insurance expenses.
Many legal factors also have contributed to the current malpractice insurance problem. Juries are far more liberal in major metropolitan areas, and plaintiffs" attorneys are well financed, and the best attorneys can afford to accept only cases with high damage value. Many good defense attorneys have switched sides because the plaintiff's side can be much more lucrative. Defense attorneys have a difficult time litigating against the well-financed plaintiff's bar.
Alex Adrianson, in his article, " Why doctors are quitting medical malpractice," helps the public become familiar with the problem of insurance issue.