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Medicare and the Aging Population

In her article " The Other Health Care Crisis-America's Elderly," Martha Stewart argues that health care is too expensive, therefore this gives seniors with low income less opportunity to receive proper care(1). Martha makes a valid point. Many seniors who cannot afford health insurance will have to find another alternative to living a longer life. I agree. Seniors without health insurance who could develop cancer will most likely not be able to detect it fast enough because they do not have access to any type of chemotherapy. .
             Seniors have to rely on family members and friends to take care of them because they cannot afford life insurance or the luxury of living in a nursing home. Martha Stewart also cites experts when she writes, "48 million men and women who, according to a recent report from the National Alliance for Care giving, are caring for older family members and friends"(1). The number of family members having to care for their eldest ones is growing day by day. Family members are dedicating their time and money to take care of their aging parents. Martha explains, "more then 75 percent of Americans receiving long term care rely solely on family and friends to provide assistance"(1). Many of these family members also have to juggle a full time job and providing care of their elder one. The elderly who need constant medical attention rely on their family members to help them survive. The costs of nursing homes could change this issue. If nursing homes reduce the cost of residency more elderly can be cared for and their family members won't have to juggle work and helping there loved ones.
             I can relate to this issue. My grandfather was diagnosed with Multiple Sclerosis at the age of thirty. This was a very unfortunate disease that kept him in a wheel chair for the rest of his life. After years of lugging my grandfather's wheel chair up and down the stairs my grandmother became too weak to care of him.


Essays Related to Medicare and the Aging Population

1. Medicare

Medicare insures for people 65 years of age or older payment for a basic program that includes inpatient diagnostic services, hospitalization, and post-hospital benefits in an extended care facility and at home. ... One of the benefits of Medicare is that it pays a substantial portion of the hospital and medical bills for services to millions of aged people. The effect has been that since the enactment of Medicare in 1965, millions of aged persons have received more adequate care and endured less financial burdens in terms of medical costs. ... Thus, the increasing life expectancy of the popul...

  • Word Count: 1110
  • Approx Pages: 4
  • Grade Level: Undergraduate

2. What is medicare

During this time period, the aged population had grown from 3 million in 1900 to 12 million in 1950 and only 1 in 8 had health insurance. Private insurance companies had long considered this aging population with its dependency on increased medical services and history of chronic illness to be a "bad risk-. ... Eligibility for Medicare Part A is determined through accumulation of paid Medicare taxes while the participant or participant's spouse was employed prior to turning age sixty-five. If the participant has been working prior to turning age sixty-five, then Medicare Part A is prov...

  • Word Count: 538
  • Approx Pages: 2
  • Grade Level: Undergraduate

3. Medicare

The most serious problem is the aging of about 76 million people called "baby boomers" born between 1946 and 1964 and the lowest level of birthrate ever. ... Due to all this financial problems the Congress passed a law in 1983 to augment the payroll tax rate and increase the eligibility age of receiving benefits. ... Medicare is a program under the U.S. ... Medicare has made a remarkable contribution to the American health care system by providing steady source of payment for a large segment of the population that has significant health care needs. ... Medicaid is a great program serving many ...

  • Word Count: 1177
  • Approx Pages: 5
  • Has Bibliography
  • Grade Level: Undergraduate

4. US Health Care

Medicare was an attempt to ensure that adequate medical care would be available to the aged and some chronically ill persons and that the price of such services would not be so prohibitive that persons would have no basic care. Medicare is federally funded and is financed by a tax on wages. ... Employers and employees contribute and equal percentage of wages to fund Medicare. Medicare provides more than 30% of total income to hospitals and 21% of all income to physicians (Maurer, 2000). ... The federal government pays about 50% of the Medicaid budget, but the specific allotment for each s...

  • Word Count: 406
  • Approx Pages: 2
  • Has Bibliography
  • Grade Level: Undergraduate

5. Financial Implications of Longer Life Expectancy

Census Bureau, the number of seniors, aged 65+ has tripled since 1900 along with the older population getting older. ... What about our pre-existing aged population? ... This led to the rise of hospitals as well as reimbursement methods such as Medicare and Medicaid. ... The number of elderly people constitutes 13% of the American population today, according to the Administration on Aging. ... It is estimated that by the year 2050, the number of American 65 and over will increase more than 50%, according to the Growth of the 65+ Population, by Age Group: 1900 to 2050 chart. ...

  • Word Count: 1703
  • Approx Pages: 7
  • Has Bibliography
  • Grade Level: Undergraduate

6. Understanding the U.S. Healthcare System

It will also clarify Parts A, B, C, and D of the Medicare health service. ... Medicare Part A, B, C and D Plans Medicare is a federal program that covers individuals aged 65 and older, as well as some disabled individuals. ... This can be quite confusing as over the years Medicare has changed as how it delivers its care. ... So once she has understood the different parts to Medicare, signing up should be her next priority. ... The Part B of Medicare is optional. ...

  • Word Count: 2609
  • Approx Pages: 10
  • Has Bibliography
  • Grade Level: High School

7. World Population

Does a majority of the population fall within a certain age bracket, and if so, what is that age bracket? ... The slower the population growth, the faster the aging of the population (60). ... Currently, the elderly receive social security and Medicare. But because the baby boomer population is aging, it is likely that by 2030 1 in 4 people will be older than 60 (63). ... The only way to avoid aging of a population is to have a higher fertility rate. ...

  • Word Count: 1215
  • Approx Pages: 5
  • Grade Level: High School

8. Medical Care Reform for and Aging Society

From an American perspective he suggests that older people uses more Medicare dollars than any other age group in society. ... Due to the population aging and increased cost of Medicare, Cutler says that there will be a large burden on the public sector costs in the near future. ... Although Cutler is making the point that the aging society is the major problem for the extreme cost to health care at least he realizes that all of society needs to be considered when thinking of cuts. ...

  • Word Count: 677
  • Approx Pages: 3
  • Grade Level: High School

9. The Medical Coding Profession

Medical coding is the start of the process for Medicaid or Medicare claims and for private insurance companies. ... This ensures that all physicians performing the same particular service will be paid the same by Medicare, given that they are located in the same geographic area. ... Medicare and Medicaid deal with this differently than submitting payment for services rendered, therefore the separate coding levels are necessary. ... When medical bills are submitted to Medicare, Medicaid, and privately owned insurance companies with inaccurate or missing data, the claim is denied. ... This incr...

  • Word Count: 1356
  • Approx Pages: 5
  • Has Bibliography
  • Grade Level: Undergraduate

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