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Pros and Cons of the Affordable Care Act

            The topic of the Patient Protection and Affordable Care Act has been a very popular discussion in businesses and homes throughout America. There is a varying opinion about whether or not this act will have a positive or negative effect. President Obama's main focuses with the health care reform are to provide more Americans with access to affordable health insurance, improve the quality of health care and health insurance, regulate the health insurance industry, and reduce health care costs and to provide affordable health care to all Americans. Prior to this law being passed, a person could be denied health insurance or treatment due to a preexisting condition. Insurance companies were also allowed women a larger premium. There were approximately 44 million Americans who were unable to get health insurance. There are many different opinions about the Patient Protection and Affordable Care Act, commonly referred to as Obamacare.
             Some of the positive aspects of Obamacare that affect the average American person are that insurance companies are no longer allowed to deny a person coverage for having a preexisting condition. It also eliminates annual and lifetime limits. Another positive aspect is that it allows children to stay on their parents insurance until they are twenty six years old. That allows young adults to attend college without worrying about getting themselves health insurance. It provides millions of Americans with access to preventative and wellness services with no out of pocket costs. Obamacare enacts the "80/20" rule that requires health insurance providers to spend at least 80% of their income on health and marketing expenses or it must be returned as rebates. Those that fall under 400% of the federal poverty level could save up to 60% on their premiums with tax credits and subsidies on the health insurance exchanges. Those under 113% of the poverty level in the states that chose to opt out of the Medicaid expansion will be able to be covered who previously did not qualify for Medicaid.


Essays Related to Pros and Cons of the Affordable Care Act

1. The Affordable Care Act

The Affordable Care Act entitles everyone to an affordable healthcare plan. ... The topics I am going to discussing are as follows: the pros of the Affordable Care Act and the cons of the Affordable Care Act. ... I have encountered many people that this new Affordable Care Act has impacted in a beneficial manner. ... Every year, since 2010, there have been many improvements in the Affordable Care Act. ... As you can see there are reasons on both sides as the good and the bad of this new Affordable Care Act. ...

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2. Obamacare and the Affordable Care Act

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3. CAN UNIVERSAL HEALTH CARE WORK IN AMERICA?

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4. ObamaCare - A Step in the Right Direction

Throughout history, there has been an uncertainty of how to provide quality health care that the average low-income person can afford. ... Obama has created a health care plan to provide affordable health insurance for all Americans and to reduce the health care spending (Obamacarefacts.com). ... The Patient Protection and Affordability Act, also known as ObamaCare, is a law recently passed that outlines the regulations of health care coverage. ... As with everything in life, ObamaCare has pros and cons. ... One of the greatest issues for the health care act to overcome is basic human nature....

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5. Children's Health Insurance Program

The Children's Health Insurance Program (CHIP) was created by the Balanced Budget Act of 1997, enacted Title XXI of the Social Security Act. ... Some endeavors include the Medicaid program, the Affordable Care Act, and the State Children's Health Insurance Program. Policy and the Affordable Care Act The Affordable Care Act made many requirements that concerned the Children's Health Insurance Program. The Affordable Care Act expanded the program through September 30, 2019. ... Pros and Cons The major positive to the Children's Health Insurance Program is that America'...

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6. Abortion

On the other hand, the art gallery may not have many viewers, and the painting will not be a success or its beauty will fade for lack of maintenance because the art gallery cannot afford to care for it. ... I basically feel that both pro-abortion views and anti-abortion views are all valid. ... I feel I must address the issue of adoption since individuals frequently argue that, abortion can be eliminated since, a person who cannot care for the child can give it up for adoption, and the baby does not have to be aborted, satisfying both the anti and pro abortion groups. ... In conclusion, b...

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7. Controversy and the Abortion Debate

This endless fight over the woman's right over her body or the fetus's right to life has split the nation into two camps; pro-life and pro-choice. ... This decision established a woman's right to seek an abortion and prohibited states from making abortion a criminal act " (Ginsberg, Lowi & Weir, 141). ... Pros and Cons Within the abortion debate, there are two parties that war against each other with arguments that both seem vital and hold true. ... When it comes to the Pro-Life stance, some cons include that if abortion is made illegal this is where a woman loses her rights a...

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8. Social Policies and Welfare

Informal care affects all members of the entire family instead of being a lifestyle supported by the carer and care receiver. ... Carers feel that living at home improves the care receiver's quality of life and keeps them more content than they would be, if they were receiving care elsewhere. ... Whilst informal care carried out by lay carers may reduce the financial cost to the welfare state, the costs both to the person being cared for, and to the carer themselves are considerable. ... The bedroom tax has been introduced to encouraging people living under a roof with a spare to move on ...

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9. The Effects of Tourism on the Environment

The advantages of this approach to nature conservation are that the protected area becomes affordable, if not profitable, and therefore the long term survival of the protected area is more assured. ... The Serengeti National Park in Africa is a great example of the pros and cons of environmental tourism. ... Their idea is that if you take care of people's needs, they are much more likely to take care of the environment. ... This is a hard and difficult balancing act, but clearly the model of paving parts of beaches for parking lots and huge hotels has simply not worked. ...

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