Despite the overwhelming effort of keeping up appearances this family is overcome by the need to gain wealth. However, the wealth they find will come at a cost. Because they cannot control their urge to spend, they lose control of what should be most precious: their children. .
The mother, though beautiful and had many prospects is however, is lacking in luck. Although she had married for love, the love doesn't exist any longer. Her feelings of inadequacy towards being wealthy transferred to her own children. She imagined they were somehow put upon her, that "They looked at her coldly, as if finding fault with her (100)" and, therefore, she could not bring herself to show them love. The father, "always very handsome and expensive in his tastes (101)" appeared to be useless at anything he tried. Both parents are guilty of neglecting their relative responsibilities, choosing instead to worship wealth. .
Because of their unique obsession with future riches, their home becomes "haunted" by one particular phrase: "There must be more money! (101)" Though this word was never spoken amongst the residents of the house, it was well-known in the minds of all who lived there. "It came whispering from the springs of the still-swaying rocking horseThe big doll, sitting so pink and smirking in her new pram, could hear it quite plainly, and seemed to be smirking all the more self-consciously because of it. (101)" The whisper infiltrated the rooms with its secret, filling each and every corners and cranny, right to the woodwork itself.
The manner with which the author illustrates Paul, the young boy at the heart of the story, is replete with a child's emotion, as though you are looking through his eyes. When he asked his mother about luck, "it's because your father has no luck, (101)" she responds. "Is luck money, Mother?" She tells him that luck is the reason you have money, further confusing him with her choice of words.