1. HMO's
HMO care and the "Patient Bill of Right's" People are concerned about rising health care costs. A natural reaction these rising costs, is the gravitation of some toward managed care plans, particularly Health Maintenance Organization (HMO) health plans. One of the characteristics of HMO's that facilitates lower premiums than other forms of traditional health insurance is that main clinical decisions are made not by doctors, but by the HMO's through strict contract guidelines entered into through participating clinicians. Additionally, as opposed to fee-for-service (FFS)...
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