Financial crises tend to lead to an imbalance, recession, default, collapse of stock markets and the political tensions in the financial and economic life, causing panic among banking depositors, rising interest rates, and thus the risk to investors. ... In our opinion, it would be appropriate to define the crisis of 2007-2009 as the first crisis of globalization, because it covered the entire international financial system and contributed to the destruction of many powerful investment institutions because of the falling stock prices on world stock markets. ... Even then, the US stock market ...

• Word Count: 1288
• Approx Pages: 5
• Grade Level: Undergraduate

Due to these regulations investors have developed a level of trust and confidence as well as assurance to the banking system. ... The price to book ratio shows whether the company's asset value is comparable to the same companies' stock market price. ... Price/Book ratio = stock price/ (total assets-intangible assets and liabilities) PTB ratio (US bank) = 166908/73459 = 2.27 PTB ratio (Bank of America) = 149649/72235 = 2.07 Both the banks have a price-to-book ratio that is greater than one implying that the stock is overvalued. ... By predicting the future earnings of the company th...

• Word Count: 1429
• Approx Pages: 6
• Has Bibliography

The shareholders have several other opportunities to obtain profits and can invest in a multitude of other companies. ... A suggested way of coordinating interests is to create a compensation scheme so that the CEO receives stock with retention period or stock options (Hall and Liebman (1998:658). ... This evidence backs that stock options does not favor the CEO to act upon short term nor with excessive risk. ... If a company finances a project with 90% from bond issue and 10% from stock issue, this will give the shareholder a massive return if successful and not loose anything of importance...

• Word Count: 2496
• Approx Pages: 10
• Has Bibliography
• Grade Level: Undergraduate

Therefore every shares in stock market are changing in value its either increase or decrease, everyday. 5. ... Shares in stock market are also derived by supply and demand. ... • The Australian Securities and Investments Commission enforces company and financial services laws to protect consumers, investors and creditors. ... • It is also responsible for the monitoring of Australia's securities industry and security markets such as the Australian Stock Exchange. ...

• Word Count: 1435
• Approx Pages: 6
• Has Bibliography
• Grade Level: High School

Introduction A commercial bank is a financial institution that provides services, such as accepting deposits, giving business loans and auto loans, mortgage lending, and basic investment products like savings accounts, certificates of deposit, credit and debit cards etc. (Investopedia, 2015). Lending accounts for a major portion of the activities performed by commercial banks. The loan portfolio is typically the largest asset and the predominate source of revenue (Comptroller's Handbook, 1998). A commercial bank's loan portfolio requires careful planning especially as the risk-ret...

• Word Count: 1800
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

HK versus Singapore as International Financial Centres: its strengths and weaknesses An International Financial Centre (IFC) is a collection of markets that trade financial services or products and help to allocate resources or property rights efficiently. It is not an easy task to become a successful IFC. HK and Singapore have always tried to reach the position of the second biggest financial centre in Asia; they have been rivals of each other for over 30 years. HK has always been in the top 4 ranking in Asia; however its relative position had a little change after the Asian Financi...

• Word Count: 1965
• Approx Pages: 8
• Grade Level: Undergraduate