Keywords: financial markets, risk, financial risk, business risk Financial and business risks are umbrella terms referring to the likelihood of organizations realizing reduced earnings due to uncertainties in their financial or business operations (Batten & Fetherston, 2002).These risks are inherent to all organizations with those having global operations being more exposed. ... Another key financial risk facing organization involved in financial markets, especially in buying and selling of long-term fixed-securities, is the interest rate risk. ... There are four types of commodity risks that...

• Word Count: 2281
• Approx Pages: 9
• Has Bibliography
• Grade Level: Undergraduate

A bank's risk profile describes the various levels and types of risks in the portfolio. ... In addition, Mortgage loans are considered safer mostly because of the type of security involved. ... Security is also taken in the form of house insurance and life insurances for all parties involved, which must be assigned to the bank and remain payable at all times. ... Liquidity risk is another risk given the demand for car loans. ... Operational risk (also referred to as transaction risk) is the risk of loss resulting from inadequate or failed processes, people, or systems (FFIEC).  ...

• Word Count: 1800
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

Managing risk and predicting dangerousness of offenders has been and is continually developing. ... The 1990s saw a growing preoccupation with high risk offenders (Kemshall & Wood: 2009). ... Is there still such room for constructive interventions, assisting the offender to reduce their risk of harm, within MAPPA? ... This restrictive approach also paints the offender as someone who can't change and is at risk of re-offending (Laws & Ward 2011). ... Highlighting that MAPPA is beneficial at tackling both risk and reoffending. ...

• Word Count: 2070
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

The objective of these systems is to deliver a secure cabin environment, and to protect all cabin dwellers from physiological risks of high altitudes. State-of-the-art airplanes are now flying at increasingly high altitudes, thereby increasing increase the physiological risks involved with decompression. ... Hypoxia is the greatest risk to both passengers and crew members. ... In emergency or abnormal situations, the cabin crew has an important role in helping the flight crew identify and reduce risk factors associated with decompression. ... It is vital for cabin and flight crews to be able ...

• Word Count: 1867
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

A significant range of social aspects, like discussions of emotions of people in society with a mental disability, the ways their difference is perceived by others and risks involved in applying scientific technology were shown by Daniel Keyes. ... The issues of risks involved in applying scientific technology, was reflected through the characterisations of Flowers for Algernon. ... This fast course of change in the character strengthened the effectiveness of the issue of risks involved in applying scientific technology. ... The effectiveness of the social issue of risks involved in applying s...

• Word Count: 2011
• Approx Pages: 8
• Grade Level: Undergraduate

"Gambling Risks within the Male Population" My family had been experiencing many difficulties with my father's addiction to gambling. ... All racial and socioeconomic backgrounds are involved. ...

• Word Count: 2085
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

The Political Environment: Political risk assessment thoroughly analyzes the political risks of foreign countries that international businesses may encounter. ... A smaller scale risk is the micro political risk, which applies to only a specific company or industry, such as the nationalization of the oil industry in Saudi Arabia. ... The types of investments that are least vulnerable to political risk are investments that undergo a detailed political risk assessment in which the firm understands the way the country operates. ... As a result, our group considered this pipeline route to offe...

• Word Count: 2393
• Approx Pages: 10
• Grade Level: Undergraduate

There are a number of risk factors that are involved in the likelihood of increasing the development of PTSD. ... Objective factors such as severity, duration, and proximity of the experienced trauma are involved in the prediction of PTSD symptoms. ... Generally, personal predisposition is the factor that is likely to be involved in developing symptoms after a traumatic event. ... In men, the traumatic events involved in development of PTSD are military combat and witnessing sights of people being brutally injured or killed. ... Thus, history of mental health problems, previous trauma, poor so...

• Word Count: 2065
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

They displayed a more negative behaviour in school and involved in delinquent acts from fighting, collecting protection money, recruiting fellow members, intimidating classmates and teachers, to committing minor offences. ... Despite of the risk involved, the reputation a young gang members could gain from their fellow members through engaging in fights would definitely outweigh the negative effects. ... They would only proceed with a decision after balancing all profit, risk and cost (Alach 2011). The concept of 'Edgework' is defined as the voluntary risk taking activities like...

• Word Count: 2079
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

Where risk taking is involved Entrepreneurs will employ lets have a go approach', taking high business risks when they appear without preparing for them or even in a lot of cases having a contingency plan for when things go wrong. ... I make the assumption this is due to the fact that the intrepreneur is risking his reputation throughout the particular industry he failed in. ... Like entrepreneurs and infopreneurs they take the sole responsibilty for turning an idea into a profitable one using assertive risk taking and innovation. ... He believed that although there is no personal fina...

• Word Count: 2175
• Approx Pages: 9
• Grade Level: Undergraduate

They are also at higher risk for suicide, mental health problems, and drug or alcohol addiction. ... Risk factors that may lead to homelessness, are also risk factors for ill health: for example, poverty and substance abuse. Other health conditions, such as mental illness, may act as a risk factor for homelessness, and can be aggravated by the experience of homelessness (Frankish, Hwang, & Quantz, 2005, p. ... The essay will include statements from the main actors involved in developing any final policies that have an effect on the health of the homeless population. ... This essay will highlig...

• Word Count: 2325
• Approx Pages: 9
• Has Bibliography
• Grade Level: Undergraduate

Cosmetic surgery patients are made aware of all of the risks and dangers involved in cosmetic surgery, such as permanent scarring or even death, yet its popularity continues to rise. ... We are all aware of the dangers involved with tanning, yet there are almost 20,000 tanning salons across the United States that are visited by more than a million people each day (Woo-Ming). ... There is no chance of the customers not being made aware of the high risks involved with tanning. However, these warnings do not stop women visiting these salons, because to them, having beautiful, bronzed, and "h...

• Word Count: 1321
• Approx Pages: 5
• Grade Level: Undergraduate

These independent living situations increase desires to experiment and be involved in risky situations since they are no longer being suppressed by a strict living environment. ... This aspect can be paralleled Levenger's studies of how individuals are more likely to participate in risky activities/behaviors (such as binge drinking) when involved in group activities. This makes the dangerous activity seems less risky to an adolescent due to the fact so many of his/her friends are involved. This also makes risk more valued. ... After studying correlations it shows that students who felt...

• Word Count: 1993
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

For example, if one identical twin has a bipolar disorder, the risk that the other twin will develop the disorder is about 80%. ... Since the genes are involved in regulation of neurotransmitters, researchers are searching for the neurotransmitters that control depression. ... One of the types of neurotransmitters, called monamines, are known to be involved in depression. ... Another reason individual may be more at risk for depression involves a number of psychosocial factors. ... Antidepressant drugs are act by increasing levels of a specific group of neurotransmitters (monamines, such as s...

• Word Count: 1564
• Approx Pages: 6
• Grade Level: Undergraduate

It is no surprise that no one at Cisco was willing to risk wasting valuable time and money when the old system could still be utilized. 2. ... Periodic ESC and weekly PMO meetings directly involved management involved in resolving major obstacles that were discovered during the prototyping phase, and ensured that the project continued to move forward according to schedule. ... How did Cisco mitigate this risk? ... Obviously, this was a significant risk due to the fact that there was immediately no longer a backup system in place in the event of problems with the new system. ... In order to...

• Word Count: 1989
• Approx Pages: 8
• Grade Level: Undergraduate

Environmental risk results from exposure to harmful toxins, such as lead or drugs, or other infections that are passed from mother to child during pregnancy, including measles or HIV, also place the child at a greater risk for developmental delays (How Kids Learn, 2014). Prenatal factors such as viral infections, and toxemia place children at risk (Dunlap, 2014). ... Also, children with low birth weight and premature babies are at a higher risk. ... The study involved eighty five children in Kilifi, Kenya, aged between 2 to 10 months at recruitment, which were involved in a ten month follow up...

• Word Count: 1444
• Approx Pages: 6
• Has Bibliography
• Grade Level: Undergraduate

Are these students putting the community at risk? ... This was because Holly's parents and other citizens in the community thought no risk was involved with a young girl to walk down the street in the early evening less then a block from her home. ... Are these young offenders in our society putting the community at risk? ... The government is now getting more involved with their offenders and victims lives. ... Youth are now getting more involved then ever tha...

• Word Count: 1815
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

Risk takers have always been prominent in business affairs since the early years of the world. They have been willing to do anything to make money even if it means the risk of losing money. The old saying says "the bigger the risk, the bigger the potential benefit". ... They enforce their rules by doing random check-ups on owners, employees, and contributors to franchises and anyone else involved in affairs. McDonald's also is proud sponsor of Earth Day and also has strict code of environmental laws that employees and anyone involved in restaurant affairs must abide. ...

• Word Count: 1346
• Approx Pages: 5
• Has Bibliography
• Grade Level: Undergraduate

Over 900 types of food products were contaminated and hundreds of firms involved in this scandal. ... What is the health risk? ... It is revealed that if there is chronic large-dose phthalate exposure on males, their reproductive system would be eight times more at risk to be adversely affected. ... The governments in Taiwan, the United States, Hong Kong and other countries involved have immediately recalled all contaminated food and drinks from the shelves. ... Consumers A large number of consumers are concerned about the potential health risks on human's health after the intake of conta...

• Word Count: 1308
• Approx Pages: 5
• Has Bibliography
• Grade Level: Undergraduate

This essay will focus on the forming and maintaining of relationships and the multiple factors involved. ... There are also personal factors involved, such as similarity and attractiveness. ... The social exchange theory, also known as the economic theory, proposes that people weigh up potential benefits and costs involved, and if the costs outweigh the benefits then it will be abandoned. ... The equity theory proposes that people are more satisfied in a relationship where there is an equal amount of give and take by both parties involved. ... However, there are limitations to this because if ...

• Word Count: 1926
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

Men and women are at equal risk of developing the illness. ... The Dopamine Hypothesis presents the notion that an overdose of dopamine could be involved in causing schizophrenia, this information is derived from the use of drugs that block dopamine receptors in schizophrenic patients. ...

• Word Count: 2410
• Approx Pages: 10
• Grade Level: Undergraduate

Altogether, the Sarbanes-Oxley Act of 2002 has imposed tremendous new duties and cost on public companies and accounting firms, while the people involved are still unaware about whether the money, time and focus on the Sarbanes-Oxley Act of 2002 are worth the benefits that were sacrificed. ... In today working industry, the audit committee of the board has expanded commands and additional responsibilities as far as operating with external auditors involved with internal commands. ... Many people would want to believe that the legislation has obligated organizations to have better efficient int...

• Word Count: 1379
• Approx Pages: 6
• Has Bibliography
• Grade Level: Undergraduate

In the case of the required legal service being the preparation of a will the research effort involved will be minimal as the perceived risk to the customer is low. ... All individuals have an inherent threshold of risk. This will vary from person to person and the risk involved. ... Situational factors also influence a customer's perception of risk. ... Advertising and promotion may provide solutions without any search activity involved. ...

• Word Count: 2171
• Approx Pages: 9
• Grade Level: Undergraduate

Throughout this essay I will be covering different aspects which is involved with being a Close Protection Officer. ... A number of vehicles maybe used and will be dictated be the level of risk or the operational environment. In the UK, a low risk client may have only a single car. In more high risk environments or with a high risk client additional cars may form a protective band of vehicles that can flank the client's vehicle. ... The verdict of risk in a threat assessment focuses on actions, communications, and precise circumstances that might suggest that individuals intend to mount ...

• Word Count: 1506
• Approx Pages: 6
• Grade Level: Undergraduate

Another argument put forward against the regulation particularly of banks is that the mechanism would increase the cost of conventional banking system transactions and could also encourage investments favouring certain types of client (with a risk of nepotism, among other things). ... New financial products and activities carry multiple risks which are not easily evaluated in "discrete" portfolios-for instance, credit risk no longer exists only in the loan portfolio-which necessitates a broader approach to risk management therefore it needs a system of set regulations that monitor the...

• Word Count: 2133
• Approx Pages: 9
• Has Bibliography
• Grade Level: Undergraduate