Lending accounts for a major portion of the activities performed by commercial banks. ... A bank's risk profile describes the various levels and types of risks in the portfolio. ... The bank should however, moderately increase the lending portfolio of its Motor Vehicle loans since too high an increase, can cause the bank to be exposed to greater risk of credit default - credit risk. Credit risk, according to Joseph (2006), can be defined as 'the probability of loss (due to non-recovery) emanating from the credit extended, as a result of the non-fulfillment of contractual obligatio...

• Word Count: 1800
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

Joseph was born December 21 1879 in Gori, Georgia, Russia. ... Joseph spoke only Georgian until he was 8, when he learned to speak Russian. His mother who was very religious sent Joseph to a church school. ... In 1899 Joseph was expelled from the theological seminary for smuggling in banned books and for not respecting officials. ... Joseph finally got the chance to meet Lenin in 1905 at a conference in Finland Lenin noticed that Stalin was very dedicated and loyal to Lenin's cause so Lenin appointed Joseph to work for his cause by raising money for the Bolsheviks by any means necessary t...

• Word Count: 1072
• Approx Pages: 4
• Grade Level: Undergraduate

Throughout his narrative in Joseph Conrad's Heart of Darkness, Charlie Marlow has a chance to encounter the indigenous peoples of Africa. ... This man demonstrates that the savages might be tamed because "he ought to have been clapping his hands and stamping his feet on the bank" (Conrad 37). ... Marlow describes Africa with references to the banks "rotting into mud, whose waters, thickened into slime, invaded by the contorted mangroves that seemed to writhe at us in the extremity of an impotent despair" (Conrad 17). ...

• Word Count: 1173
• Approx Pages: 5
• Has Bibliography
• Grade Level: Undergraduate

Washington had the support of the people, and according to Joseph J. ... During the course of Washington's presidency, many of Alexander Hamilton's controversial fiscal policies were supported, like assumption of state debts, the excise tax, and the Bank of the United States. ...

• Word Count: 603
• Approx Pages: 2
• Grade Level: Undergraduate

Joseph Larange, a close friend of Lavoisier, expressed hi sorrow, "Only a moment to cut off that head, and a hundred years may not like it."... In 1787, Lavoisier became a member of the Provincial Assembly of Orleans and then as a member; he meliorated the community by enhancing workhouses, saving banks and canals (TopBiography, 1). ...

• Word Count: 835
• Approx Pages: 3
• Grade Level: Undergraduate

In her book "Dead Aid," Moyo describes Africa's aid dependency suggesting the use of raising government bonds to raise funds rather than borrowing from World Bank or governments giving the example of Nigeria, which has already been successful. ... Yunus, a Nobel-prize winner, started the Grameen bank microcredit model in Bangladesh, which is now successfully replicated in Nigeria in the form of National Poverty Eradication program (NAPEP). ... Smart aid involves "design and implementation of nuance strategies, an appreciation of the limitations of external factors, and the adoption of a t...

• Word Count: 1966
• Approx Pages: 8
• Grade Level: Undergraduate

The definition of Russia's "new society" is troublesome, and it could be said that Russia's new society began after the 1917 revolution and ended in 1928, when Joseph Stalin came into power. ... Small factories were given back to their owners, new small businesses such as shops could be privately owned, and the state continued to run the large factories and banks. ...

• Word Count: 926
• Approx Pages: 4
• Grade Level: Undergraduate

At first each country wanted a to have their own different way of punishing Nazi Germany after the war, for example the Soviet Union at the time, Joseph Stalin wanted to have an execution of more than 500,000 Nazi officials and those that had helped the Nazi in such inhumane acts, while Winston Churchill, the Great Britain Prime Minister only wanted the execution of the high ranking Nazi officials without any possibility of a trial whatsoever. ... The civilian officials, as earlier stated, include persons like doctors, bank investors etc. ...

• Word Count: 1281
• Approx Pages: 5
• Grade Level: Undergraduate

Aboriginal Australia When Australia was first settled in 1788 the international law of terra nullius was applied. The basis of this was that the natives that inhabited Australia did not appear to have a class structure or rule of law and that the land was not being utilised efficiently for agri...

• Word Count: 1393
• Approx Pages: 6
• Has Bibliography
• Grade Level: Undergraduate

Capitalism is an economic system where such items that can generate monetary value are owned by private businesses and corporations which trade in a 'free market' of competition. This system uses the investment of money or 'capital' to produce hefty profit for its owners and shareholders to reinvest in the system to generate a seemingly endless cycle of wealth1. It has been commentated by many that the system leads to the main body of available wealth and power in the world to be held by an elite minority. There is no query as to whether such a system exists today as that...

• Word Count: 2679
• Approx Pages: 11
• Has Bibliography
• Grade Level: Undergraduate

As the General Secretary of the Communist Party of the Soviet Union, Joseph Stalin was one of the leaders of this new party and was viewed by many as a tyrant who would significantly influence future Russian political parties. Vertov had to please the leaders in government, especially Joseph Stalin; otherwise he would have been banned from making more films. ... During many parts of the movie, Vertov takes shots of factory workers, coal miners, and banks to represent the hardworking middle class. ...

• Word Count: 2028
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

With all these images, jingles, ideas, and desires added into our memory bank, one must consider the advantages and disadvantages commercial advertising has on the American public. ... But during the fall of 1996, Joseph E. ...

• Word Count: 1809
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

In this paper I plan to compare and contrast the ideologies behind the political and economic practice of Vladimir Ilich Lenin and Joseph Vissarionovich Stalin. ... This particular institution was characterized by its increasing of central control of the economy, the nationalization of banks, factories and the abolition of private trade. ...

• Word Count: 1728
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

The World Trade Organization, the World Bank and the International Monetary Fund are infected by it. ... -Joseph Goebbels, Nazi Propaganda Minister This illustrates a large corporation's primary concern; profit. ... The majority of society wants to see capital allocated to the Third World, more conservative individuals or key power players want the banks to be profitable, and the public fears an economic crash. ...

• Word Count: 2643
• Approx Pages: 11
• Grade Level: Undergraduate

benefits and threats of globalisation Introduction There are processes in the international order--driven by revolutions in communication and information technology--that exhibit seemingly inexorable globalising tendencies while, at the same time, there are a range of actions, adopted by states an...

• Word Count: 9082
• Approx Pages: 36
• Grade Level: Undergraduate

Their four sets comprise:: Homonymy, whereby words of the same form have different meanings (such as bow, bank, leaves); Polysemy, where a word may have two or more similar meanings (such as the openings in either a river or ones face suggested by the word mouth); Homophony, for distinct words with the same pronunciation (like two/to/too or boar/bore); and Shifts of Application, where a word will convey the same sense but with different perspectives (such as "home" which could be interchangeable with house to one person, but mean something different to a unit-dweller.) ... Histo...

• Word Count: 2119
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

Hamilton pushed for The Bank of the United States, a large standing Army raised by the President (Congress was to raise and support armies,) a Department of Navy, funding and excise taxes, and, in foreign policy, a neutrality that was sympathetic to British interest to the detriment of France. ...

• Word Count: 2353
• Approx Pages: 9
• Grade Level: Undergraduate

Prime Minister Michael Joseph Savage, leader of the Labour party, like Seddon, wanted to provide homes for working-class people living in poor living conditions. ... The labour Government announced their goal to build 5,000 state houses at a cost of $3 million due to the institutional framework they had put in place, with help of the reserve bank. ...

• Word Count: 2045
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

Joseph Stalin was the soviet communist leader who's passing molded an era, and whose iron rule determined the lives of millions of people. ... Joseph Stalin was born Iosif Vissarionovich Dzhugashvili on December 21, 1879, in Gori, Georgia . ... These "practical contributions" were the reason of his expelling from the Georgian Social Democratic Party in 1907; when he took part in a series of bank robberies and other crimes (supposedly in order to raise funds for the "professional" revolutionaries like himself). ...

• Word Count: 7507
• Approx Pages: 30
• Has Bibliography
• Grade Level: Undergraduate

" The HBC maintained their monopoly for over 80 years, but Joseph Robson suggest in his book, An Account of Six Years Residence in Hudson's Bay, published in 1752, that the "Company for eighty years slept at the edge of a frozen sea," in other words, the Hudson's Bay Company's western growth was nonexistent until the 1770s. ... The Company was reorganized on a more secure footing in 1783, under the leadership of Benjamin and Joseph Frobisher, and Simon McTavish. ...

• Word Count: 4195
• Approx Pages: 17
• Has Bibliography
• Grade Level: Undergraduate

The Social and Educational Reformation in New Lanark New Lanark, the former cotton spinning village in the valley of the River Clyde near the old town of Lanark, is famous internationally because of its pioneering management, and social and educational experiments led by the publicist, Robert Owe...

• Word Count: 3403
• Approx Pages: 14
• Has Bibliography
• Grade Level: Undergraduate

We could quite easily fill these pages with various definitions of globalisation by individuals such as Joseph Stiglitz, Anthony Giddens, Paul Krugman and Gordon Brown but this would defeat the objective of this article as it would make the article another piece of academic regurgitation rather than dealing with the reality that faces the world today in an era of vulgar capital and finance moving around the world at the press of a button in New York or London. ... More importantly, it reciprocates the understanding of globalisation by the international financial institutions, such as the Inter...

• Word Count: 3797
• Approx Pages: 15
• Grade Level: Undergraduate

China has been the scenario of political, social and economic turmoil during the past decade. The handover of Hong Kong to China on June 1997, after over a century and a half of British colonial rule, as well as China's recent accession to the World Trade Organization are milestones in our era. They have also been subject of much polemic and controversy; authors and experts from multiple disciplines have rushed to make pessimistic predictions. The transition proved to be a smooth one (Tang, 1999), against all predictions; now, the question is whether the WTO membership will bring any surp...

• Word Count: 3624
• Approx Pages: 14
• Grade Level: Undergraduate

Abstract Presently, the internet is considered the ultimate bastion of freedom throughout the world. The ability to participate in social media and write/say anything one feels is almost exclusive to the internet. Anybody can be anything they choose within the laws of their nation with minimal repercussions. A person can transport themselves to another country in mere seconds. The ability to research unlimited amounts of information exists at the touch of the keyboard. ...

• Word Count: 6425
• Approx Pages: 26
• Has Bibliography
• Grade Level: Undergraduate

A whole subcontinent was picked up without half trying Images of the British raj in India are everywhere of late. On television reruns, the divided rulers of Paul Scott's Jewel in the Crown sip their tea in scented hill stations and swap idle gossip in the palaces of local princes. At movie houses, we can savor all the hot intensities that blast a decorous English visitor the moment she steps ashore after A Passage to India, to be engulfed in a whirlwind of mendicants, elephants, snake charmers and crowds. In New York, British director Peter Brook's nine-hour production of an ancien...

• Word Count: 5127
• Approx Pages: 21
• Grade Level: Undergraduate