The next era followed General McDermott's retirement in December 1993. ... He joined USAA in 1996 with almost twenty-five years in the financial services industry. ... For example, through the 1970s and 1980s the well-known financial services company USAA grew both the quality and diversity of its products and services by focusing on the single objective of identifying and meeting customer needs, and by leveraging IT to meet that goal. ... Because of this they feel they can provide their customers with best-in-class service. ... The goal isnt just to sell products, but to maximize the qua...

• Word Count: 1096
• Approx Pages: 4
• Grade Level: Undergraduate

At least as important or even more important were the sacrifices and hardships of the men in the ranks, who were caught in a losing struggle as of mid-December 1776. ... By mid-December the British and Americans of all ranks doubted that the revolution and the infant nation could survive much longer. New recruits for Washington's Army had dwindled, while the thousands of soldiers would start heading home at the end of the year when their terms of service expired. ... In the waning days of 1776, Washington launched an audacious offensive strike across the icy Delaware River, defeating the ...

• Word Count: 720
• Approx Pages: 3
• Grade Level: Undergraduate

Conscription, also known as national service, is a system of enrolment where it is compulsory for men and women to join the armed forces. ... In November 1964, the National Service scheme was introduced by Robert Menzies and his government and it operated until December 1972, when the newly elected Whitlam Labor Government suspended it. The scheme involved a ballot of birthdays for twenty-year-old men who had registered their names with the Department of Labour and National Service. A certain number of labelled marbles were drawn randomly by hand, one at a time while Australian families watche...

• Word Count: 766
• Approx Pages: 3
• Has Bibliography
• Grade Level: Undergraduate

PRINCIPLES of ACCOUNTING II (AC202) ___________ CHAPTER 12 CURRENT AND LONG-TERM LIABILITIES LIABILITIES DEFINED: A probable future payment of assets or services a company is presently obligated to make as a result of past transactions or events. ... EXAMPLE: The business needs to borrow $2,000 cash from the bank for 60 days on December 16, 1999 a. interest bearing note, 6% b. non-interest bearing note, $2,040 UNEARNED REVENUES Arise from revenues that have been collected in advance during the current period but will not be earned until a later accounting period. -Also called; Deferred Revenue...

• Word Count: 968
• Approx Pages: 4
• Grade Level: Undergraduate

Bell ExpressVu broadcasts Vu, currently the largest and first Pay-per-View (PPV) service of its kind in Canada with over 50 PPV services, bringing the company's total number of channels to more than 200. ... Bell ExpressVu was established in December 1994 as a Canadian corporation. ... Bell is known across Canada and supplies a reliable service to thousands of customers. ... Their customer service representatives are friendly and knowledgeable. Bell ExpressVu is a market leader and provides a service to an attractive customer base. ...

• Word Count: 1151
• Approx Pages: 5
• Grade Level: Undergraduate

Intensive Distribution On the other hand, McDonald's opened its first restaurant in Australia in December 1971. ... McDonald's has adopted the service-firm-sponsored retailer franchise network, in which a service firm licenses a network of retailers to bring its service to consumers (Kotler, et al., 2001, p. 482). ... Moreover, these franchisors also provide insight to the company on its diverse customers and helps McDonald's achieve its vision of "being the world's best quick service restaurant experience." ...

• Word Count: 869
• Approx Pages: 3
• Has Bibliography
• Grade Level: Undergraduate

These blacks were promised their freedom in exchange for service in the Army. ... General Washington wrote Colonel Henry Lee on December 20, 1775 saying that they had to use the slaves and arm them as quickly as possible in order to win the war. ...

• Word Count: 455
• Approx Pages: 2
• Grade Level: Undergraduate

The Medical Care Act established universal coverage for physician services under provincially administered programs (Johnson & Stoskopf, 2010). ... This act established universal coverage for physician services under provincially administered programs (Johnson & Stoskopf, 2010). ... The Canada Health Act allows physicians to bill the government for services. ... Chaoulli, passing Bill 33 in December 2006, to lift the ban on private health insurance for three publicly insured surgical procedures- total hip replacement, knee replacement, and cataract removal (Sampath & Wilson, 2012). ... The phy...

• Word Count: 1103
• Approx Pages: 4
• Has Bibliography
• Grade Level: Undergraduate

A national survey of 9,616 adults of pedestrian activity in the nation and the public behavior and attitudes regarding walking was conducted in the summer of 2002 by the Bureau of Transportation Statistics and the National Highway Traffic Safety Administration (December, 2004). ... People who say sidewalks are not available in their neighborhoods are twice as likely as people with sidewalks to mention sidewalks as a potential change they would like to see in the residential areas (58% versus 27%) ( Bureau of Transportation Statistics, December, 2004). ... America Walks is a non-profit organ...

• Word Count: 878
• Approx Pages: 4
• Has Bibliography
• Grade Level: Undergraduate

American also provides freight and mail services to shippers. ... It filed for bankruptcy last December because it was ill equipped to deal with such a dramatic downturn in our economy. ... Food service costs also decreased 12.4 percent because of a reduction in the level of food service. ... Decreasing the level of food service is a type of product line profitability assessment. By looking at its other products/services, American can significantly reduce costs. ...

• Word Count: 1125
• Approx Pages: 5
• Grade Level: Undergraduate

The Office also provides editorial and technical services for all  documentation related to Executive Board sessions and meetings, decisions and reports of sessions[UNI]. ... During the remaining half of 2014, UNICEF has stated they will continue to scale-up life-saving interventions based on needs and across conflict lines, with a specific focus on routine vaccinations, special campaigns for polio and measles, services to prevent malnutrition and water, sanitation and hygiene (WASH) services. ... Building the size of the Syrian Arab Red Crescent and other NGO partners for scaling up interven...

• Word Count: 1032
• Approx Pages: 4
• Has Bibliography
• Grade Level: Undergraduate

It was started in December 1988 by the Defense Advanced Research Projects Agency. ... CERT studies Internet security vulnerabilities, provides services to Web sites that have been attacked and publishes security alerts. ...

• Word Count: 555
• Approx Pages: 2
• Grade Level: Undergraduate

Moreover, we need standards to make sure that all Web content is viewable by many different kinds of Web browsers--and not just the Web browsers of today, but the handheld devices, cell phones, or other Net devices that may be invented in the future (December, 2003). ... XML, a subset of the Standard Generalized Markup Language (SGML) is very similar to HTML in that it was specifically designed to address the issue of writing documents for the web (December, 2003). ... Along with XML comes a family of helpful resources designed to automate frequently used tasks and offers services to make writ...

• Word Count: 1058
• Approx Pages: 4
• Has Bibliography
• Grade Level: Undergraduate

This order in return created the Executive Order 9981, President's Committee on Equality of Treatment and Opportunity in the Armed Services, and Order 9980, which became known as the Fair Employment Board that restricted employers to discriminate against it's employees. ... Rosa Parks became a renowned black activist when she refused to give up her bus seat to a white person on December 1, 1955. ...

• Word Count: 889
• Approx Pages: 4
• Grade Level: Undergraduate

All forms of currency and trade were abolished and there was no postal or telephone service, this meant that any families or friends that were drafted were unlikely to be seen again. ... On December 25, 1978, "Hanoi launched a full-scale offensive against Cambodia" . ...

• Word Count: 766
• Approx Pages: 3
• Grade Level: Undergraduate

With the new healthcare implementation, the CF of $36.8729 for June 1 through November 30, 2010 dropped to $28.3868 on December 1 and dropped again to $25.5217 on January 1, 2011. ... This dramatic reduction is best summed up by Stan Warner one of the laboratory administrators in Manhattan, "Our lab stands to lose approximately $300,000 for annual billable services if the 30% reduction remains. That's based on a service mix of approximately 20,000 Paps and 15,000 surgical pathology cases a year with 36% of patients Medicare beneficiaries....

• Word Count: 1096
• Approx Pages: 4
• Has Bibliography
• Grade Level: Undergraduate

The loan that was meant for ESAP from the African Development Bank and the African Development Fund was approved in 1991 December and signed in January 1992.The agreement did not come into full force till May 1992.I would believe that the delay in the disbursement of the funds could have contributed slightly to the failure of the programme since it had already kicked off. ... One of the targets of the programme (ESAP) was that government was supposed to cut the civil service in order to lower its expenditure. It was noted that civil service reforms had made little progress hence this contribu...

• Word Count: 1057
• Approx Pages: 4
• Has Bibliography
• Grade Level: Undergraduate

They provided personalized customer service by contact from the highest level with families of those affected and by having a website and an 800 number. ... On December 6th all apple products were introduced to the market, with a new form of processing, flash pasteurization. ...

• Word Count: 963
• Approx Pages: 4
• Grade Level: Undergraduate

In December 2002, in the state of Oregon, Wal-Mart has already been found guilty of "systematically forcing employees to work overtime without pay" according to an article in Mother Jones magazine. ... On a positive note, if employees achieve wage increases and better working conditions at this leading employer, it could help set a new standard for workers throughout the service-oriented field. ...

• Word Count: 1001
• Approx Pages: 4
• Grade Level: Undergraduate

In December 1993 the Native Title Act was passed which put into law what the Mabo decision stated and made Native Title possible. ... The Borbidge government of the YEAR has threatened the indigenous people by saying that the growing resentment against Native Title claims could affect services to the aboriginal people. ...

• Word Count: 1002
• Approx Pages: 4
• Grade Level: Undergraduate

Last December, the U.S. government announced the official closure of the Iraq War and the withdrawal of the last soldiers of the country's imperialist coalition headed by the United States and England, ending an unjust war, illegal and coward whose seems to have other purposes than only restore the country to a fair administration and better conditions to its people. ... For them, the invoice to be paid after years of invasion is composed by the death of thousands of people and maiming of thousands more, the nightmare of torture and humiliation, insecurity, unemployment, hunger and even l...

• Word Count: 1073
• Approx Pages: 4
• Has Bibliography
• Grade Level: Undergraduate

These operations include: Hughes Electronics (DIRECTV, communications), Allison Transmissions (heavy-duty automatic transmissions), GM Locomotive (locomotives, diesel engines), and GMAC Financial Services. ... EPS are also estimated to increase from $1.77 to $3.96 by December of 2003. ...

• Word Count: 1187
• Approx Pages: 5
• Grade Level: Undergraduate

My current company has family days in June and December when families can come to the office and see what we do. ... We have Thanksgiving, Christmas, birthday, service anniversaries and retirement parties within the departments. ...

• Word Count: 1187
• Approx Pages: 5
• Has Bibliography
• Grade Level: Undergraduate

The process of arranged marriages is still in existence in many parts of the world. In Ghana, it is an issue of grave concern to many people, especially Human Rights activists; though the nation is aiming at increasing the rate of development, this issue stil...

• Word Count: 1202
• Approx Pages: 5
• Has Bibliography
• Grade Level: Undergraduate