I would argue that branches are an essential part of the credit union world. ... For credit unions these branches are even more important as credit unions are member owned, and if a member wants to seek assistance in person that is what needs to happen. ... Credit unions are member owned and not for profit organizations. ... Most of these banks have required minimum balances to avoid fees while "72 percent of the institutions surveyed in the 2012 Bankrate Credit Union Checking Survey had no minimum.... Credit unions must give their consumers what they want, and that is branches and human ...

• Word Count: 1600
• Approx Pages: 6
• Has Bibliography
• Grade Level: Undergraduate

Disproportionate increase in the volume of world GDP and financial assets can be attributed to an increase in asset prices, liberalization and rapid development of the credit market and the like. ... Tens of billions of dollars of losses had to write off the world's largest banks, such as Union Bank of Switzerland (UBS) and Citibank. ... In 2008 went bankrupt a few investment banks and the bank Merrill Lynch was purchased by the largest commercial bank in the US – Bank of America. ... As a result out of the five largest investment banks three went broke, and one was sold to a comme...

• Word Count: 1288
• Approx Pages: 5
• Grade Level: Undergraduate

On the other hand, the German Democratic Republic in the east allied itself with the Soviet Union and the other members of the Warsaw Pact and became a socialist follower of the Soviet Bloc. ... Since then, Germany has developed and prospered greatly and in January of 2002 Germany and 11 other nations from the forming European Union integrated themselves economically by adopting the use of a common currency; The Euro. ... Anti-foreigner sentiment is high with the right-of-center Christian Democratic Union, the dominating political party in Germany, but it seems pragmatism will prevail and t...

• Word Count: 2423
• Approx Pages: 10
• Has Bibliography
• Grade Level: Undergraduate

Section 1 of DOMA amends United State Code to allow any given state to refuse to recognize a same-sex union performed in another state. This section violates Article 4, Section 1 of the constitution, otherwise none as the "full faith and credit- clause, with mandates that - Full Faith and Credit- be given in each state to the public Acts, Records, and Judicial Proceedings of every other state. In section 2 of DOMA, it defines marriage as "only a legal union between one man and one woman. ... (Changing the meaning of marriage (to specifically filter out homosexuals interested in marriage) to a...

• Word Count: 2230
• Approx Pages: 9
• Grade Level: Undergraduate

China was interested in Western resources, credits and technologies for its own industrial development. Such cooperation advantages and benefits were not available in Communist Soviet Union. ... NATO and European Union accept new members from the communist bloc and develop their internal policy towards Russia. ... (World Bank 2014) The main geopolitical advantage of China is humanitarian attitude in internal and external policy. ... In the past geopolitical role of China was strictly connected with the buffer zone between two superpowers Soviet Union and USA. ...

• Word Count: 2157
• Approx Pages: 9
• Has Bibliography
• Grade Level: Undergraduate

Although there are many definitions of poverty the World Bank Organization in 2013 defines poverty as poverty is hunger. ... Through pressure from the Labour & Trade Unions, David Lloyd George acknowledged those who became poor due to ill health or unemployment. ... In 1929, the Great Wall Street crash plunged the economic markets into decline placing a stoppage on American credit and countries adopted an emergency response by eradicating trade barriers. ...

• Word Count: 2289
• Approx Pages: 9
• Has Bibliography
• Grade Level: Undergraduate

Financial markets are needed to control the money supply, with a reasonably tight fiscal policy and credit policy, this lead China to create a bond market, offering bonds with attractive interest rates to soak up excess money that threatened to fuel inflation. ... Also trade unions were not given any corresponding freedom to act and that has also clearly contributed to this problem. ... China's state owned enterprises have been extremely inefficient and to continue operation, they need to be kept afloat by direct government subsidies and loans from the central bank. ... Also, these sta...

• Word Count: 2010
• Approx Pages: 8
• Grade Level: Undergraduate