The sources of information used to compile this report are listed in the bibliography located at the end of this report, some information was taken from personal experiences and observations. 2.0 Online Banking Online banking is a natural progression from direct, telephone banking. The demand for online banking is rising rapidly, especially from small businesses, owing o the ease of access and the availability of data 24 hours a day. In addition, online banking is increasingly being integrated into other financial packages such as personal finance and accountancy software. ... Westp...

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Worldwide more than 100 million households bank online (according to Online Banking Report). ... So the online banking isn't out to change your money habits. ... Most of the large banks now offer fully secure, fully functional online banking for free or for a small fee. ... As more banks succeed online and more customers use their sites, fully functional online banking likely will become as commonplace as automated teller machines. ... How to manage your accounts online When you sign up for online banking, you designate which accounts you wish to access online. ...

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The banking industry has experienced a plethora of criticism for its actions leading up to the recent financial crisis (Predatory Banking)15. ... Other trends such as an increase in online banking and the addition of fees for services that were previously free have given investors a reason to invest in retail banking stocks. ... The retail banking industry has seen a significant decline as a result of the global economic crisis. ... These trends should help improve the value of retail banking stock in March. Based on these trends, betting against retail banking firms in March may be an unwise ...

• Word Count: 932
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• Grade Level: High School

A Typical E-business Transaction & Security Information A few methods in which e-business is conducted are shopping, and online banking. ... When you examine the online banking portion of e-business, you have a few more things to consider. In order to use online banking, you will have to have an account with the bank in question. ... When you are talking about online banking, you most likely will have to upgrade your browser to support 128-bit encryption. The majority of online banking companies will not let you use the basic 40-bit encryption because it is not quite as safe as the 128-bit ver...

• Word Count: 2265
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• Grade Level: High School

A Typical E-business Transaction & Security Information: A few methods in which e-business is conducted are shopping, and online banking. ... When you examine the online banking portion of e-business, you have a few more things to consider. In order to use online banking, you will have to have an account with the bank in question. ... When you are talking about online banking, you most likely will have to upgrade your browser to support 128-bit encryption. The majority of online banking companies will not let you use the basic 40-bit encryption because it is not quite as safe as the 128-bit ve...

• Word Count: 2272
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• Has Bibliography
• Grade Level: High School

We are moving towards giving all of our citizens the access to be able to vote online; given that our banking and credit, as well as other transactions which requires security to protect personal information are now routinely performed in the virtual world especially given that banking and other transactions requiring security to protect personal information are now routinely performed in the virtual world. ... One of the benefits to online voting is larger voter turnouts. ... Cost savings may be achieved if online voting replaces traditional, in-person opportunities. ... Although online voti...

• Word Count: 1654
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• Grade Level: Undergraduate

Part A- Describing the Issue Banking, online transactions, and also online sales had always been the prime target for the hackers where system breakdown and changing data in computer system can occur. ... So the banking system, online sales, and online transaction that usually were a prime target of the hackers will be a lot saver. This was beneficial for the society because people will feel pretty confident to shop through the online sales and take money by using online banking. By using more encryption, it also meant that the people would save time if they utilized the system of online sa...

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However, times are changing, and since the repealing of the Glass-Steagall Act, which effectively prevented commercial banks from being in the investment banking business, competition has grown fiercer. ... Investment banking is essentially a relationships business, and stronger the network of critical investors a bank has, the more supplier power it has. ... Also, after the repealing of the Glass-Steagall Act, commercial banks and other financial service organizations are making a determined effort to edge their way into investment banking services. ... Investment banks are also facing a com...

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E-BUSINESS CRM TECHNOLOGY IN BANKING SECTOR Objective Of Study The Banking industry faces significant challenges in an increasingly changing environment. ... It will tell the various factors that should be there in mind before going online, and the key areas where bank can put the efforts and get the advantage of E-Technology to build customer relation. ... There are thee major S's associated with banking in relation to CRM which make a great impact on improving the banking performance, i.e. ... Credit Cards: Applications Enquiries E-CRM in banking can maintain online 360 &co...

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• Grade Level: Undergraduate

Every day, more consumers are using the Internet for financial activities like investing, banking and shopping. If you surf the Internet, then you"re probably familiar with the terms "digital stores" and "online malls." ... Shopping online opens up a whole world of goods and services. ... Shopping online offers lots of benefits that are hard to find when shopping in a store or by mail. ... Bargains can also be numerous online. ...

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How does this translate to contracting with online casinos? ... The purchasers order is a two step process when gambling online. ... This is automatically transferred to EzCash-an online bank that does the banking for a number of online casinos. ... Does setting up an account with the online bank necessarily entail acceptance? ... The use of a credit card raises many concerns when contracting online. ...

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If you have played poker online, then you may also recall the significant date of April 15th, 2011, otherwise known as "Black Friday" to the online poker community. On this day, major online poker sites such as Full Tilt and Pokerstars were shut down and the online poker bankrolls of players in the United States were frozen (O'Brien 295). ... This law holds banks and credit card companies accountable by prohibiting wire or credit card transfers to gambling websites or to the banking institutions of the website operators. ... When considering this grey zone, a question that can ...

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• Grade Level: Undergraduate

Recently an article on the newspaper states that the government is considering to order public schools to provide online lessons for children who want to be educated at home because some parents claim that their kids may learn much better if the "bad influences" would not come any closer. The question remains, can exclusively receiving knowledge from only one source, let's say, online courses, without the interaction between both teacher and fellow students truly be qualified for the learning environment of "achieving a successful life more efficiently?" ... *In the end Freire claims that...

• Word Count: 1253
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• Grade Level: Undergraduate

With a number of online individuals exceeding thirty millions and the number of networks that act as gateways for users exceeding fifty thousands, the Internet's boundaries can only be imagined. ... One of the recent innovations the internet made available is online commerce, which includes online shopping, online banking, online trading and many more. ... This is not true anymore with the expansion of the internet to include online banking. ... The "information superhighway", as any other invention, has its strengths residing in its popular aspects - the World Wide Web, email, online com...

• Word Count: 740
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This report is the second in the Australia in the Digital Economy series highlighting Australian's participation in the online environment. ... While the majority of Australians use the internet, there is also a segment of Australian society that is not online. ... The majority of those not online (77  per cent) do not plan to connect or use the internet in the future. ... Australia in the Digital Economy: Online Participation is part of this process and aims to contribute to greater understanding of the profile of Australians who are connected to the internet and participating in the d...

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As the transition to electronic payment systems take place, the stock of currency held outside the banking system which constitutes a potential source of unproductive economic resources because they are not available for credit expansion is integrated into it thereby expanding the deposit base of the monetary system. ...

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However, online institutions are not the only institutions offering great rates and low or no fees for their consumers. Online banks may have less overhead to make up for but they are still banks and therefore out to make a profit. ... Online and mobile banking may be the go to for simple tasks like balance inquiries, simple transfers, and payments, but consumers still prefer a branch with face to face contact for the complex tasks like mortgages, loans, insurance, and investments. ... Whether it is the consumer's own internet or computer issues blocking their access to online banking, or...

• Word Count: 1600
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INTRODUCTION America Online is the world's most popular online service. ... CURRENT STRATEGY Everyday millions of people go online. ... Creating a better environment for online consumers. ... Increased traffic to purchase items online. ... People spend more time online with the price being better. 5. ...

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Protecting Your Bank's Online Identity: A Vital Step In Safeguarding Against Cyber fraud. ... Fraud on the Internet is a major threat to online banking companies and their customers; it can make customers feel un-secure in financial services. Many online banking companies are taking the proper action to protect their customers. ...

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E-Commerce E-Commerce, also known as Electronic Commerce, is a type of business, or commercial transaction processed over the Internet. E-Commerce is spreading like wild fire and it continues to make most people's life easier and more convenient. E-Commerce consists of online banking, online...

• Word Count: 421
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• Has Bibliography
• Grade Level: High School

Internet use, since its introduction, has grown to include every aspect of life from scheduling vacations, banking, research, even dating. ... Disinhibition plays a major role in online relationships mainly due to the anonymity found in most forms of online communication. ... Online relationships can develop in various ways. ... Many online relationships involve deception at some level. ... This brings out the level of distrust that may be involved in an online relationship, which is one of the biggest disadvantages to online romance. ...

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• Grade Level: Undergraduate

"Many banks lacked sufficient reserves to stay in business and became no more than convenient billboards" (Social Security Online History Page par. 3). ... Due to the chaos experienced within the banking community, on March 6, 1933, Franklin D. Roosevelt closed all banks for at least three days and passed the Emergency Banking Act. ... During this banking holiday, the Federal Deposit Insurance Corporation was formed to insure deposits up to $5,000 (Gupta par. 2-3). ... Between 1930 and 1933, 9,000 banks failed, taking with them $7 billion in depositors" assets (Social Security Online History P...

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Many services are now provided on the internet such as online banking, job searching and making reservation for any events. ... When children are online they can easily receive pornography. ... When they are talking to others online they do not realize that they can actually be talking to a harmful person. ... The internet provides their music online at no charge to the customer. ...

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With a population of 741.6 million, the banking penetration in these areas is as low as 18 percent. ... Even commercial banking in these areas are choosing to deny services to the poor because they are seen as non-profitable. ... Since ICICI was an online banking institution the best option would be a partnership with an institution well established in the field. ... Through this partnership, ICICI established themselves as a dominant player in retail banking. ... ICICI Bank's organizational structure is divided into six principal groups – Retail Banking, Wholesale Banking, Internat...

• Word Count: 5004
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• Grade Level: Undergraduate